The Inland Empire Seller’s Market Report
Mortgage rates hit 7.40% in mid-October — up from 6.95% a month ago and 6.27% a year ago. Active listings across the metro are now level with last September, the typical listing has been sitting 64 days, and the latest county figures (August) show the Inland Empire median flat year over year at $600,000. Here’s what the latest data means if you’re thinking about selling.
Compiled by Roman Home Solutions · Data: C.A.R. · Realtor.com · ATTOM · Freddie Mac
Inland Empire median
$600,000
Median sold price, August 2026
Time to sell
39 days
Median days to go under contract, August 2026
Price cuts
4,016
IE listings that cut their price in September
30-yr mortgage
7.40%
Freddie Mac, week of Oct 15
Year-over-year price growth has flattened to zero, mortgage rates climbed to 7.40%, listings are sitting a median 64 days, and inventory has caught up to last year’s level — though price cuts eased slightly from August’s 2026 high.
The bidding-war market is fading.
Prices haven’t fallen off a cliff — but every other signal points the same direction. More homes for sale, more days to sell them, and thousands of price cuts a month. For a seller, that means more competition and less leverage than a year ago.
Riverside County
Median sold price, August 2026 (C.A.R.)
- Days to sell
- 40
- Months of supply
- 4.0
- Sales vs. last year
- −5.9%
- Zillow index (Aug)
- 0.0% YoY
San Bernardino County
Median sold price, August 2026 (C.A.R.)
- Days to sell
- 35.5
- Months of supply
- 5.4
- Sales vs. last year
- −9.3%
- Zillow index (Jul)
- +0.3% YoY
Active listings, Riverside–San Bernardino–Ontario metro
Up about 16% since January 2026 — and now level with last September
64 days
Median age of active listings
Median age of active listings reached 64 days in September, up from 63 in August and 54 in April — homes are taking steadily longer to move, though still a little faster than last September’s 67.
+13%
U.S. foreclosure filings vs. a year ago (August 2026, ATTOM)
- 40,277
- U.S. properties with a foreclosure filing in August 2026
- 2,565
- California foreclosure starts in August — 3rd-most of any state
- 589
- California homes lost to completed foreclosure — 2nd-most nationally
Foreclosure activity is still running above year-ago levels, and completed foreclosures — the point of no return — rose 42% nationally over the past year. If you’ve fallen behind on payments, you have more time and more options than most people realize — but they narrow as an auction date approaches.
If you’re behind on payments, here are your optionsThe newest county price figures are still August’s — C.A.R. had not published September’s when this issue went out — and August didn’t bring a price drop. It brought the end of price growth. The Inland Empire median sold price was $600,000, unchanged from July and, for the first time this year, unchanged from a year ago as well. Underneath that flat number, the pace of a sale kept slipping: the typical home took 39 days to go under contract, up from 37 in July; supply climbed from 4.1 to 4.5 months; and sales ran 8.4% below last August.
The September listing data fills in what happened next, and it’s mixed. Active listings across the metro ticked up to about 13,206 — and the cushion we pointed to last month is gone: inventory is now level with last September, not below it. The typical active listing has been sitting 64 days, up from 63 in August. On the other side, 4,016 listings cut their price in September, a little fewer than August’s 2026 high of 4,176, though still about 3% more than last September. So no flood of inventory, but no relief either — buyers simply have more of a choice than they did a year ago.
The two counties swapped places in August, which is a good reason not to read any single month too hard. Riverside County’s median fell 2.5% in a month to $632,990, still 1.3% above last August, on 5.9% fewer sales. San Bernardino County went the other way: up 7.0% in a single month to $522,370 and 4.2% ahead of last year — but on 9.3% fewer sales, with supply jumping from 4.5 to 5.4 months. A median that moves that far on that few sales is usually telling you which homes happened to sell, not that every home gained 7%. We wouldn’t price your house off that number, and you shouldn’t either.
What matters more for a seller is the cost of waiting, and that went up sharply this month. Freddie Mac put the 30-year fixed at 7.40% the week of October 15 — unchanged from the week before, but up from 6.95% in mid-September and 6.27% a year ago. Every step up thins the pool of buyers who can afford your house. If your house needs work, or you need a closing date you can count on, you’re competing for a smaller, choosier buyer pool against move-in-ready listings that are themselves sitting longer. Homes that don’t show well are the ones that sit, and sitting is the one thing a seller on a timeline can’t absorb.
This is the market where a straightforward cash sale gets more attractive relative to listing: no repairs, no staging against listings that are already sitting, no price-cut chase, and a closing date you set — in as little as 7 days, or later, on your timeline. Not because listing is wrong — for a turnkey home with time to spare, it may still net you more, and we’ll tell you so — but because certainty is worth more in a flat market than it is in a rising one.
“I sat down with a homeowner in Upland this week — his house has been listed almost four months, only two offers the whole time and both lowballs, and it needs enough work that retail buyers keep walking. He asked me the question I’m hearing more and more: would an investor just be faster? For a house that needs work, in a market that’s sitting like this one, the honest answer is usually yes.”
Thinking of selling before the market softens further?
Get a fair, no-obligation cash offer and a closing date you choose — in as little as 7 days, any condition, no repairs.
- California Association of Realtors — August 2026 county median prices and sales
- C.A.R. August 2026 home sales release — Inland Empire regional median and sales, county unsold inventory index and median time on market
- Realtor.com Residential Data (via FRED) — IE metro active listings, price reductions, days on market — September 2026
- ATTOM Data Solutions — August 2026 U.S. Foreclosure Market Report
- Freddie Mac PMMS — 30-year fixed mortgage rate, week of October 15, 2026
- Zillow Research — Riverside County ZHVI, August 2026; San Bernardino County ZHVI, July 2026
Figures reflect the most recent data available at publication. C.A.R.’s September 2026 county report had not been released when this issue was updated, so county and regional prices, sales, supply, and time to contract are August 2026 figures; Realtor.com listing data covers September 2026. “Median time to sell” and “days on market” are measured differently by different sources (time to contract vs. age of active listings), so they are labeled separately rather than combined. County and regional median prices are C.A.R. figures for existing single-family homes. The Zillow home-value index is the smoothed, seasonally adjusted county ZHVI for all homes; each county’s figure is labeled with the month it covers, because newer county readings could not be re-sourced for this issue (Riverside County’s shown is August; San Bernardino County’s is July). ATTOM foreclosure figures are from its August 2026 monthly report, the latest released at publication. This report is general market information, not an appraisal or financial advice.
